Funeral Cover Insurance
Provide dignity and peace of mind during life's most difficult moments. Our funeral cover ensures your loved ones can focus on grieving while we handle the financial burden.
Funeral Cover Features
Comprehensive funeral insurance designed to provide immediate financial support when you need it most.
One Plan, One Price
Matla offers a consolidated funeral plan designed to simplify coverage by moving all existing funeral policies into one streamlined plan. This solution is intended to provide the same or better cover at a single, affordable price
Benefits of consolidation include:
Benefits of consolidation include:
- Eliminating the confusion of juggling different premiums on various dates or understanding who is covered where
- Preventing clients from paying for unnecessary or duplicate benefits
- Providing one comprehensive policy, a single monthly premium, and full clarity on coverage
- Often resulting in a lower cost and enhanced benefits after the Matla team reviews current plans
Limits and Structure
The funeral plan allows clients to cover up to 22 family members under one policy, eliminating the need to pay for multiple plans
- Cover Amount: Clients choose a main cover amount ranging from R10 000 up to R100 0006.
- Coverage Rule: No family member can be covered for an amount greater than the main member's chosen cover.
Coverage structure for families
| Family Category | Maximum Cover Amount |
|---|---|
| Main Member & Spouse | Full selected cover (R10 000-R100 000) |
| Parents & Extended Family | Up to R70 000 |
| Children (6-17 years) | Up to R50 000 |
| Children (0-6 years) | Up to R20 000 |
| Stillborn Children | R3 000 |
Quick Protection
Protection is provided almost immediately, offering peace of mind from the moment the policy starts.
Waiting periods are applied as follows:
Waiting periods are applied as follows:
- Accidental Death: No Waiting Period. Coverage is immediate from day one.
- Natural Death: A 6-Month Waiting Period applies before full cover activates for death due to natural causes (such as illness). This period ensures the policy is fair and sustainable.
- Suicide: A 12-Month Waiting Period applies, aligning with industry standards for responsible policy management.
Flexible Premiums and Cashback
Matla's Funeral Cover offers flexible premium options, allowing you to control how your cover grows over time.
You can choose from three growth options:
You can choose from three growth options:
- 0% increase: The premium remains the same every year, offering stability and predictability.
- 5% premium increase: The benefit grows by 4%, helping the cover keep pace with rising costs.
- 10% premium increase: Provides an 8% benefit increase for stronger long-term protection.
Tailored Focus and Additional Benefits
The funeral cover is specifically tailored for you
- Government employees.
- Clients wishing to stop paying for multiple funeral policies and simplify to one affordable plan.
- Those needing large funeral cover (up to 22 members) under a single plan.
- Airtime Benefit: Provides an airtime voucher worth R350.
- Grocery Benefit: Assists clients with a digital solution, issuing a voucher worth R1 400 from popular brands and stores.
- Wills & Testaments: Provides access to a portal or call centre for assistance in drafting wills.
- Tax & Financial Support: Offers access to a help line providing guidance and information on taxation and finance matters.
Additional Benefits
Beyond financial support, we provide comprehensive funeral services and emotional support.
- Professional funeral arrangement assistance
- Transport for family members to funeral
- Tombstone benefit up to R5,000
- Repatriation benefit for distant deaths
- Memorial service coordination
- Grief counseling support
Our Claims Process
Simple, fast, and transparent claims handling to get you back on track quickly.
1
Report Incident
Call our 24/7 claims line or report online immediately after the incident
2
Assessment
Our assessor will evaluate the damage and determine coverage
3
Approval
Claims are processed quickly with transparent communication throughout
4
Settlement
Receive payment or arrange repairs through our approved network
Frequently Asked Questions
Get answers to common questions about life insurance coverage.
1How quickly are claims paid?
We pride ourselves on fast claim processing. Once all required documents are submitted and verified, claims are typically paid within 48 hours.
2What documents are needed to claim?
You'll need the death certificate, certified copy of ID, completed claim form, and banking details. Our claims team will guide you through the process.
3Are there any waiting periods?
For natural causes of death, there's no waiting period. For accidental death, cover begins immediately. Suicide is covered after 2 years of continuous premiums.